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South Africa Bond & Transfer Cost Calculator

✓ Updated for 2026/2027 SARS Transfer Duty Rates

1. Property Info

2. Loan Variables

3. Accelerated Payoff

Total Cash Needed Upfront

R0
Deposit: R0 Bond Fees: R0 Transfer Costs: R0

Bond Breakdown

Base Monthly Repayment: R0

Total Interest Payable: R0

Gross Monthly Income Required: R0

🚀 Early Payoff Applied!

By paying extra, you save R0 in interest and will pay off your bond 0 years earlier!

Bond Registration Fees: R0
  • Deeds Office Fee (No VAT): R0
  • Bond Attorney Fee (Excl. VAT): R0
  • VAT on Attorney Fee (15%): R0
  • Postage & Petties: R0
  • Bank Initiation Fee: R0

Transfer Breakdown

Normal Transfer Costs: R0
  • Transfer Duty (SARS tax): R0
  • Conveyancing Fee (Incl. VAT): R0
  • Deeds Office Fee (No VAT): R0
  • Postage & Petties (Incl. VAT): R0
  • Electronic Gen. Fee (Incl. VAT): R0
  • FICA & Admin (Incl. VAT): R0
  • Deeds Office Searches: R0
  • Rates Clearance Fees: R0
Deceased Estate Costs: R0
  • Transfer Duty (SARS tax): R0
  • Conveyancing Fee (Incl. VAT): R0
  • Deeds Office Fee (No VAT): R0
  • Postage & Petties (Incl. VAT): R0
  • Electronic Gen. Fee (Incl. VAT): R0
  • FICA & Admin (Incl. VAT): R0
  • Deeds Office Searches: R0
  • Rates Clearance Fees: R0
  • Section 42 Certificate Fee: R0

Amortization Schedule

Month Principal Paid Interest Paid Remaining Balance